Posts

American Express offers three main card categories:

  American Express offers three main card categories: American Express vs. Visa card comparison Between the two networks, Visa cards are used much more commonly around the world. Some Visa cards may be easier to qualify for based on credit and accepted at more of the places where you shop regularly, including Costco. But that doesn’t mean you need perfect credit in order to get an American Express card. There are several Amex cards you can pre-qualify for with good credit — which for American Express can mean scores starting at 700 — including the Amex EveryDay card and the American Express Cash Magnet Card, both of which have welcome bonuses and no annual fee (terms apply).

Traditional: Even the lowest tier card from Visa comes with valuable benefits,

  Traditional: Even the lowest tier card from Visa comes with valuable benefits,  including access to complimentary features like same-day grocery delivery and identity theft monitoring. Signature: Signature cardholders get additional benefits, which could include a Priority Pass Select membership upon enrollment for airport lounges and access to emergency cash. Infinite: Visa’s Infinite cards all include a $100 statement credit reimbursement for the Global Entry application fee and a long list of retail discounts. Most Infinite cards are also rewards cards, meaning they can earn you points or cash back. Depending on where you go for a Visa credit card — whether it’s your bank or a company like Verizon — the card terms can vary significantly. Everything from APR to rewards rates and late fees are primarily determined by the company that issues the card. About American Express  American Express is a global payment network, but it’s also the second largest issuer of credit ...