American Express offers three main card categories:
American Express offers three main card categories: American Express vs. Visa card comparison Between the two networks, Visa cards are used much more commonly around the world. Some Visa cards may be easier to qualify for based on credit and accepted at more of the places where you shop regularly, including Costco. But that doesn’t mean you need perfect credit in order to get an American Express card. There are several Amex cards you can pre-qualify for with good credit — which for American Express can mean scores starting at 700 — including the Amex EveryDay card and the American Express Cash Magnet Card, both of which have welcome bonuses and no annual fee (terms apply).